iPayMate Inc. operates as a money services business under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and is supervised by FINTRAC. Registration with FINTRAC is a legal requirement and does not mean FINTRAC endorses, licenses or certifies iPayMate.
We verify customer identity, keep records, monitor transactions, and report prescribed activity to FINTRAC, including large cash transactions over CAD 10,000 where applicable and suspicious transactions.
We ask for identity documents and may pause a transfer for review. That protects the service and meets the law. We only report information where we are required to do so.
Compliance questions: info@ipaymate.com. Complaints: see our complaints process.
Effective date: 10 July 2026.